Originally published by TokenEx. Written by Anni Burchfiel, TokenEx. Quick Hits 3DS is a form of multifactor authentication used to reduce card-not-present fraud by verifying cardholder identities. The 3DS Access Control Server is a tool used by issuing banks to confirm the identity of the cardholder with one-time codes, or account login information. What is 3DS?3-D Secure Authentication (3DS) is a security protocol used to add an additional layer of identification in the payment process. 3-…

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